Conventional Wisdom

It's amazing how people try to make sense out of conventional wisdom. I mean when one's source of information comes from the majority. I'm coming to know, although the economy is in the state that it's in, one at the same time has to check his logic on how he approaches life. Some see these times as opportunity. The difference between these two individuals is their knowledge base. I hear so many students worried about student loans; and, one should be concerned with the responsibility of paying them back. Yet, I never hear anyone mentioning using the loans in a constructive way to put themselves in a better situation. One can invest, if his situation allows it, some of the proceeds from a loan. One doesn't have to wait till he/she graduates to begin to repay the loan. Many have sold property and repaid the loan in one installment. People really need to survey their psychology like a business-at the end of every day.